Tác giả: Nguyễn Nam Trung - Nguyễn Thị Hồng Thúy - Bùi Phương Chi - Vũ Thế Bình

Số trang: 330-336

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Tóm tắt:

Xếp hạng tín dụng cá nhân, một phương dụng dự báo rủi ro tài chính, ngày càng trở nên quan trọng đối với các tổ chức tài chính trong việc ra quyết định cấp tín dụng. Trong bối cảnh cạnh tranh và thách thức gia tăng, đòi hỏi việc nghiên cứu và hoàn thiện bộ tiêu chí xếp hạng tín dụng. Bài viết này phân tích sự tương đồng và khác biệt giữa bộ tiêu chí xếp hạng tín dụng cá nhân ở Việt Nam và quốc tế, tìm hiểu nguyên nhân và đề xuất giải pháp cải thiện.

TÀI LIỆU THAM KHẢO:

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Từ khóa:

xếp hạng tín dụng, bộ tiêu chí, tín dụng cá nhân, trí tuệ nhân tạo, dữ liệu thay thế.